William "Billy" Carroll

WILLIAM YOUNG CARROLL, JR. has served as president and chief executive officer of SmartBank since its inception in 2007 and is also a founding director of SmartBank. Headquartered in Pigeon Forge, Tennessee, SmartBank is a full-service commercial bank providing banking, investment, insurance, and mortgage financial services with 42 branches spanning Tennessee, Alabama, and Florida. SmartFinancial, Inc., located in Knoxville, Tennessee, is the holding company for SmartBank.

Mr. Carroll began his career with Kraft CPAs in Nashville, Tennessee. He joined Citizens National Bank in 1992 where he held various management positions, including executive vice president and chief financial officer. He also served on the Bank’s board of directors as well as the loan committee and asset liability committee. Mr. Carroll is a member of the board of directors of the Federal Reserve Bank of Atlanta. He also serves on the boards of SmartFinancial and SmartBank, SBK Insurance, and serves as chair of the Tennessee Bankers Association. He is a member of the University of Tennessee Haslam College of Business Finance Advisory Council and the FIS CEO Strategic Planning Advisory Council. Mr. Carroll previously served on the boards of the Federal Reserve Bank of Atlanta’s Nashville Branch, The Sevierville Planning Commission, Sevier County Economic Development Council, and the Great Smoky Mountain Institute at Tremont.

Mr. Carroll earned his BS in business administration from the University of Tennessee.