Conference Agenda
Gateway Auditorium, 6th Floor | Federal Reserve Bank of St. Louis
October 2-3, 2024
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- Wednesday, October 2
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Introduction
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Welcoming Remarks
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2024 CSBS Annual Survey of Community Banks Presentation of Results
Presenter: Joey SamowitzDirector, Policy Development, CSBS
Presenter: Thomas SiemsChief Economist, CSBS
Presenter: Kathleen NavinSenior Business Economist, Federal Reserve Bank of St Louis
2024 CSBS Annual Survey -
Morning Keynote
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Break
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Research Paper Session 1
Community Banks and the Local EconomyModerator: Greg NiniAssociate Professor of Finance, Drexel University, LeBow College of Business
Unexpected Gains: How Fewer Community Banks Boost Local Investment and Economic DevelopmentRohan Williamson, Georgetown UniversityRelationship Lending: That Ship Has Not Sailed for Community BanksDmytro Holod, State University of New York at Stony BrookResearch Session One Videos and Academic Moderator Slides -
Lunch
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Afternoon Keynote
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Research Paper Session 2
Deposit StabilityVariable Deposit Betas and Bank Interest Rate Risk ExposureMustafa Emin, University of AlabamaThe Economics of Market-Based Deposit InsuranceEdward Kim, University of Michigan-Ann ArborDepositor Characteristics and Deposit StabilityRajesh Narayanan, Louisiana State UniversityResearch Session Two Videos and Moderator Slides -
Break
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2024 CSBS Community Bank Case Study Competition Winning Presentation
Introduction: Antonio SalazarCommissioner of Financial Regulation, Maryland Department of Labor; Chair-elect CSBS
Student Team - Commonwealth University of PennsylvaniaHannah Caccia and Eric Shaw
Community Bank PartnerLeeAnn Gephart, Executive Vice President and Chief Banking Officer, First Citizens Community Bank in Mansfield, Pa.
Faculty AdvisorsDr. Atika Benaddi and Dr. Victoria Geyfman
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Day One Reflections
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Dinner Reception
- Thursday, October 3
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Breakfast and Networking
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Community Banker Keynote Conversation
Introduction: Justin ZimmermanActing Commissioner, New Jersey Department of Banking and Insurance
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Morning Remarks
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Research Paper Session 3
Consumer ProtectionModerator: Anne BeattyDeloitte & Touche Chair of Accounting, The Ohio State University, Fisher College of Business
Do Financial Consumers Discipline Bad Lenders? The Role of Disclosure AwarenessCheng "Cathy" Zhang, University of FloridaDisciplining Banks through Disclosure: Evidence from CFPB ComplaintsAnya Kleymenova, Board of Governors of the Federal Reserve SystemBranching Out Inequality: The Impact of Credit Equality PoliciesJacelly Cespedes, University of MinnesotaResearch Session Three Videos -
Break
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Panel Discussion
The Future of the Community Bank Business ModelModerator: Brian SullivanOffice of Communications, FDIC; Host of The FDIC Podcast
PanelistsShaza AndersenFounding Member and CEO, Trustar Bank, Great Falls, Va.
William "Billy" CarrollPresident and CEO, SmartBank, Pigeon Forge, Tenn.
Tom LeavittPresident and CEO, Northfield Savings Bank, Northfield, Vt.
Panel Discussion -
Presentation of the John W. Ryan Award and Concluding Remarks
Karen LawsonExecutive Vice President, Policy and Supervision, Conference of State Bank Supervisors - CSBS
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Poster Papers
Credit Union Expansion and Bifurcation in Local Bank LendingJiakai Chen, Shidler College of Business, University of Hawaii at Manoa