2024 Research Papers Selected

The Federal Reserve System, the Conference of State Bank Supervisors (CSBS), and the Federal Deposit Insurance Corp. (FDIC) are pleased to announce the papers that have been selected for presentation at the twelfth annual Community Banking Research Conference, which will be held in person Oct. 2-3, 2024. The invitation-only in person conference will be held at the Federal Reserve bank of St. Louis, with a livestream option that will be open to all. This year's selected papers, sectioned by topic area, and their respective authors are:


Conference News

  • 2024 Emerging Scholars Program Now Open

    Applications are now being accepted for the Emerging Scholars program as part of the 2024 Community Banking Research Conference, sponsored by the Federal Reserve, the Conference of State Bank Supervisors, and the Federal Deposit Insurance Corp. more →

  • CBRC 2024 Call for Papers

    The call for papers for the 2024 Community Banking Research Conference is now open through May 17. This year marks the 12th year of the conference, which is sponsored by the Federal Reserve, the Conference of State Bank Supervisors (CSBS), and the Federal Deposit Insurance Corp. (FDIC). The goal of the conference is to bring together leading academics, community bank executives, policymakers, and senior leadership from the Fed, state bank regulatory agencies, and the FDIC. more →

  • 2023 Conference Videos Available to View

    If you could not tune into the live 2023 conference webcast, videos of each segment are now available to view via the CBRC website. more →

  • 2023 John W. Ryan Award Winner Announced

    The Community Banking Research Conference research committee is pleased to announce the selection of “Regulatory Risk Perception and Small Business Lending” as the paper chosen for the "John W. Ryan Award for Most Significant Contribution to Community Banking Research" as part of the 2023 Community Banking Research Conference. more →

  • CSBS Releases 2023 Annual Survey of Community Banks

    According to the Conference of State Bank Supervisors’ (CSBS) 2023 Annual Survey of Community Banks, community bankers across the nation ranked net interest margins, economic conditions and loan demand as their highest external risks. Inflation was described as a persistent, but manageable challenge. Meanwhile, cybersecurity remains the top internal challenge, although it dropped by 16% from last year as a very important risk, perhaps indicating that banks are more prepared. Despite these challenges, community bankers reported they expect the strength of relationship-based lending to expand more than transactional lending. more →

Research & Analysis