Conference Agenda 2021 Conference Hosted Virtually via WebEx | Livestream via communitybanking.org | All Times Reflected in ET
September 28-29, 2021
Download as PDF

• Tuesday, September 28
• 1:00 p.m.

  Welcome

  Introduction: James Fuchs

  Vice President, Federal Reserve Bank of St Louis

  Video
• 1:10 p.m.

  Presentation of Findings from the 2021 CSBS National Survey of Community Banks

  Presenter: Alisha Sears

  Senior Analyst, Conference of State Bank Supervisors - CSBS

  Presenter: Thomas Siems

  Chief Economist, CSBS

  Presenter: Meredith Covington

  Senior Manager, Federal Reserve Bank of St Louis

  Presentation of the 2021 CSBS National Survey of Community Banks

  Presentation Slides (PDF)  |  Video
• 1:40 p.m.

  Keynote Remarks

  Michelle Bowman

  Governor, Federal Reserve Board of Governors

  Video

  Introduction: James Bullard

  President and CEO, Federal Reserve Bank of St. Louis

  Video
• 2:05 p.m.

  Break
• 2:15 p.m.

  Concurrent Research Paper Session 1
  Paycheck Protection Program (PPP) Lending

  Moderator: Gregory Udell

  Chase Chair of Banking and Finance at the Kelley School of Business, Indiana University

  Community Bank Discussant: David Krause

  Chairman and CEO, Pioneer Bank of Mankato, Mankato, Minnesota

  Government Loan Guarantees in a Crisis: Bank Protections from Firm Safety Nets

  Padma Sharma, Federal Reserve Bank of Kansas City

  Presentation Slides (PDF)  |  Video

  The Effect of the PPPLF on PPP Lending by Commercial Banks

  Sriya Anbil, Board of Governors of the Federal Reserve System

  Presentation Slides (PDF)  |  Video

  Moderator Response

  Presentation Slides (PDF)  |  Video

  Discussant Response

  Presentation Slides (PDF)  |  Video

  Moderated Q&A

  Video
• 2:15 p.m.

  Concurrent Research Paper Session 2
  Credit Provision to Marginalized Borrowers

  Moderator: Taylor Begley

  Assistant Professor of Finance, Washington University in St. Louis

  Video

  Community Bank Discussant: Dominik Mjartan

  President and CEO, Optus Bank, Columbia, South Carolina

  Do Minority Banks Matter?

  Prithu Vatsa, University of Miami

  Presentation Slides (PDF)  |  Video

  Do Mortgage Lenders Compete Locally? Implications for Credit Access

  Adam Jørring, Boston College

  Presentation Slides (PDF)  |  Video

  Discussant Response

  Presentation Slides (PDF)  |  Video

  Moderated Q&A

  Video
• 3:15 p.m.

  Break
• 3:25 p.m.

  Keynote Remarks

  Jelena McWilliams

  Chairman, Federal Deposit Insurance Corp.- FDIC

  Video
• 3:50 p.m.

  Wrap-Up

  Carl White

  Senior Vice President, Federal Reserve Bank of St Louis

  Video
• Wednesday, September 29
• 1:00 p.m.

  Community Banker Keynote

  Darrin Williams

  CEO, Southern Bancorp, Inc., Arkadelphia, Ark.

  Video

  Introduction: Susannah Marshall

  Bank Commissioner, Arkansas State Bank Department

  Video
• 1:30 p.m.

  2021 CSBS Winning Case Study
  University of Tennessee at Martin

  Introduction: Tom Fite

  Chair, CSBS; Director, Indiana Department of Financial Institutions

  Student Team

  Benjamin Beard, Seth Bishop, Refugio Palacios, Savannah Pham and McKenzie Reagor

  Video

  Faculty Advisor

  John Clark, interim director, Horace and Sara Dunagan Chair of Excellence in Banking, University of Tennessee at Martin

  Community Bank Partner

  TriStar Bank, Dickson, Tennessee

• 1:50 p.m.

  Break
• 2:00 p.m.

  Concurrent Research Paper Session 3
  Unintended Effects of Oversight

  Moderator: Christa Bouwman

  Associate Professor of Finance and Patricia & Bookman Peters Professor of Finance, Texas A&M University

  Community Bank Discussant: James Nicholson

  President and CEO, North Valley Bank, Zanesville, Ohio

  Strategically Staying Small: Regulatory Avoidance and the Community Reinvestment Act

  Carlos Parra, Pontifical Catholic University of Chile

  Presentation Slides (PDF)  |  Video

  Small Bank Financing and Funding Hesitancy in a Crisis: Evidence from the Paycheck Protection Program

  Tetyana Balyuk, Emory University

  Presentation Slides (PDF)  |  Video

  Moderator Response

  Presentation Slides (PDF)  |  Video

  Discussant Response

  Presentation Slides (PDF)  |  Video

  Moderated Q&A

  Video
• 2:00 p.m.

  Concurrent Research Paper Session 4
  The Effect of Bank Supervision on Credit Allocation

  Moderator: João Santos

  Senior Vice President, Federal Reserve Bank of New York

  Video

  Community Bank Discussant: C.K. Lee

  President and Chief Operating Officer, InterBank, Oklahoma City, Oklahoma

  Video

  The Real Effects of Bank Supervision: Evidence from On-Site Bank Inspections

  Andrea Passalacqua, Analysis Group Inc.

  Presentation Slides (PDF)  |  Video

  The Life Cycle of a Bank Enforcement Action and Its Impact on Minority Lending

  Rimmy Tomy, The University of Chicago

  Presentation Slides (PDF)  |  Video

  Moderated QA

  Video
• 3:00 p.m.

  Break
• 3:10 p.m.

  Panel Discussion: Future of Commercial Real Estate

  Moderator: Brian Sullivan

  Office of Communications, FDIC; Host of The FDIC Podcast

  Video

  Panelists

  John Buran

  President and CEO, Flushing Bank, Uniondale, New York

  Robert DiChiara

  Regional Manager, Division of Insurance and Research, FDIC

  Jim Edwards

  CEO, United Bank, Griffin, Georgia

  Joanne Kim

  President and CEO, Commonwealth Business Bank, Los Angeles, California

• 3:55 p.m.

  Conference Wrap-up

  Presenter: John Ryan

  President and Chief Executive Officer, Conference of State Bank Supervisors - CSBS

  Video

• Pre-Recorded Research Paper Session

  Determinants of Losses on Construction Loans: Bad Loans, Bad Banks, or Bad Markets?

  Lynn Shibut, Federal Deposit Insurance Corp.- FDIC

  Presentation Slides (PPTX)  |  Video

  Mandatory Disclosure and Takeovers: Evidence from Private Banks

  Jing Wen, City University of Hong Kong

  Presentation Slides (PPTX)  |  Video

  Fighting Failure: The Persistent Real Effects of Resolving Distressed Banks

  Ivan Ivanov, Federal Reserve Bank of Chicago

  Presentation Slides (PPTX)  |  Video