Conference News

Any news articles added to the site are available on this page, newest articles first.

May 202613

Three Named as 2026 Emerging Scholars

The Community Banking Research Conference committee is pleased to announce the 2026 Emerging Scholars: • Aidan Hathaway, University of Alabama • Jeffrey Jou, University of Pennsylvania • Asli Uyanik, Rice University The Emerging Scholars program is designed to offer Ph.D. students who are considering or working on a dissertation on a banking-related topic the opportunity to fully participate in the Community Banking Research Conference. The program was first introduced as part of the third annual conference held in 2015.

May 202613

CSBS Announces 2026 Case Study Winners

On May 13, 2026, the Conference of State Bank Supervisors (CSBS) announced a student team from Tennessee Technological University is the first-place winner of the 2026 CSBS Community Bank Case Study Competition. Student teams from Illinois State University and Iowa State University won second and third place, respectively.

Mar 202608

2026 Emerging Scholars Program Now Open

Applications are now being accepted for the Emerging Scholars program as part of the 2026 Community Banking Research Conference, sponsored by the Federal Reserve, the Conference of State Bank Supervisors (CSBS), and the Federal Deposit Insurance Corp.

Feb 202601

2026 Call for Papers and Outstanding Paper Award

The call for papers for the 2026 Community Banking Research Conference is now open through May 1, 2026.

Feb 202601

Panel discussion from the 2025 Community Banking Research Conference

Save the Date for the 2026 Community Banking Research Conference

Be sure to mark your calendars for October 6-7, 2026, the confirmed dates for the 14th annual Community Banking Research Conference.

Nov 202525

2025 Community Banker Keynote Video

The 2025 Community Banker Keynote, Alexander Price, president and CEO of Citizens State Bank, Ouray, Colorado invited the Community Banking Research Conference Production Team into his bank and community. The video highlights the importance of Citizens State Bank to the Ouray community.

Oct 202508

2025 John W. Ryan Award Winner Announced

The Community Banking Research Conference research committee is pleased to announce the selection of “Supervising Failing Banks” as the paper chosen for the John W. Ryan Award for Most Significant Contribution to Community Banking Research as part of the 2025 Community Banking Research Conference.

Oct 202507

2025 CSBS Annual Survey of Community Banks Cover with town image

CSBS Releases 2025 Annual Survey of Community Banks

According to the Conference of State Bank Supervisors’ (CSBS) 2025 Annual Survey of Community Banks, community bankers across the nation ranked net interest margins as their highest external risk, followed by core deposit growth. Economic conditions, the cost of technology, and cost of funds were essentially tied as their third highest risk. Meanwhile, they expressed less concern about regulatory impact. Regulation, which was tied as the top external risk in the 2024 survey, fell to the sixth spot, as community bankers expressed less concern over regulatory burden amid a changing political landscape.

Oct 202501

Welcome to the 2025 Conference

The 2025 planning committee welcomes you to the 13th annual Community Banking Research Conference. The conference, co-sponsored by the Federal Reserve System, the Conference of State Bank Supervisors (CSBS) and the Federal Deposit Insurance Corp. (FDIC), will be held from 9 a.m. to 5:45 p.m. CT on Tuesday, Oct. 7, and from 8:20 a.m. to 12:05 p.m. CT on Wednesday, Oct. 8, 2025. Please note: The conference will offer a livestream on communitybanking.org through the entirety of the event.

Sep 202507

FDIC Director Felton to Provide Afternoon Plenary

Andrew Felton, the Director of the Division of Insurance and Research at the Federal Deposit Insurance Corp. (FDIC), will provide plenary remarks for the 2025 Community Banking Research Conference, which will be held Oct. 7 and Oct. 8, 2025.

Aug 202525

Citizens State Bank, Ouray, Co. President and CEO Alexander Price to Give Community Banker Keynote at 2025 CBRC

Alexander Price, President and CEO of Citizens State Bank in Ouray, Colorado, will deliver the community banker keynote at the 2025 Community Banking Research Conference, held October 7–8 at the Federal Reserve Bank of St. Louis. Co-sponsored by the Federal Reserve, the Conference of State Bank Supervisors (CSBS), and the Federal Deposit Insurance Corporation (FDIC).

Aug 202518

CSBS Milhorn to Give 2025 Conference Keynote

The Conference of State Bank Supervisors (CSBS) President and CEO, Brandon Milhorn, will give opening keynote remarks for the 2025 Community Banking Research Conference, which will be held Oct. 7 and Oct. 8, 2025.

Aug 202513

Federal Reserve Gov. Michael Barr to Give 2025 CBRC Keynote

Federal Reserve Gov. Michael Barr will give keynote remarks at the 2025 Community Banking Research Conference, taking place Oct. 7-8, 2025. The 13th annual conference brings together community bankers, academics, policymakers and bank regulators to discuss the latest research on community banking. This year’s event is scheduled to be in-person at the Federal Reserve Bank of St. Louis and available via livestream.

Aug 202504

CSBS Board Chair Tony Salzar to Provide Welcome Remarks

Maryland Commissioner of Financial Regulation and CSBS Chair Tony Salazar will provide welcome remarks for the 2025 Community Banking Research Conference, which will be held Oct. 7 and Oct. 8, 2025.

Jul 202522

Three Named as 2025 Emerging Scholars

The Community Banking Research Conference committee is pleased to announce 2025 Emerging Scholars:

Jul 202517

2025 Research Papers Selected

Jul 202513

CSBS Announces 2025 Case Study Winners

On July 14, 2025, the Conference of State Bank Supervisors (CSBS) announced a student team from the University of Tennessee at Martin as the winner of the 2025 CSBS Community Bank Case Study Competition. Teams from the University of Arkansas and Illinois State University placed second and third, respectively.

Mar 202502

2025 Emerging Scholars Program Now Open

Applications are now being accepted for the Emerging Scholars program as part of the 2025 Community Banking Research Conference, sponsored by the Federal Reserve, the Conference of State Bank Supervisors, and the Federal Deposit Insurance Corp. The conference, which marks its thirteenth year, will be held Oct. 7-8, 2025, at the Federal Reserve Bank of St. Louis.

Feb 202502

Panel Discussion The Future of the Community Bank Business Model

2025 Save the Date

Be sure to mark your calendars for October 7-8, 2025, the confirmed dates for the 13th annual Community Banking Research Conference.

Jan 202530

2025 Call for Papers and Outstanding Paper Award

The call for papers for the 2025 Community Banking Research Conference is now open through May 16. This year marks the 13th year of the conference, which is sponsored by the Federal Reserve, the Conference of State Bank Supervisors (CSBS), and the Federal Deposit Insurance Corp. (FDIC).

Oct 202402

Cover of the 2024 CSBS Annual Survey of Community Banks

CSBS Releases 2024 Annual Survey of Community Banks

According to the Conference of State Bank Supervisors’ (CSBS) 2024 Annual Survey of Community Banks, community bankers across the nation ranked cost of funds, regulation, and net interest margins their highest external risks. Meanwhile, cybersecurity, technology implementation and costs, and liquidity round out the top three internal risks according to the 2024 respondents. Community bankers continue to view inflation as likely to persist and manageable. This year’s special questions focused on the accessibility and stigma associated with certain funding sources as well expectations for future credit quality by loan type, including commercial real estate.

Oct 202402

Welcome to the 2024 Conference!

The 2024 planning committee welcomes registered attendees to the 12th annual Community Banking Research Conference. The conference, co-sponsored by the Federal Reserve System, the Conference of State Bank Supervisors (CSBS) and the Federal Deposit Insurance Corp. (FDIC), will be held from 9 a.m.-5 p.m. Central time on Wednesday, Oct. 2, 2024, and from 8:30 a.m.-12:00 p.m. Central time on Thursday, October 3, 2024.

Sep 202426

2024 John W. Ryan Award Winner Announced

The Community Banking Research Conference research committee is pleased to announce the selection of "The Economics of Market-Based Deposit Insurance" as the paper chosen for the "John W. Ryan Award for Most Significant Contribution to Community Banking Research" as part of the 2024 Community Banking Research Conference.

Sep 202408

2024 Keynote Conversation to Feature ConnectOne President Elizabeth Magennis

Elizabeth Magennis, President, ConnectOne Bank, Englewood Cliffs, N.J., has been named Community Bank Keynote for the 2024 Community Banking Research Conference, which will be held Oct. 2-3, 2024, at the Federal Reserve Bank of St. Louis.

Aug 202408

Federal Reserve Governor Michelle Bowman to Give 2024 Conference Keynote

Federal Reserve Governor Michelle Bowman will give opening keynote remarks for the 2024 Community Banking Research Conference, which will be held Oct. 2 and Oct. 3, 2024.

Jul 202425

CSBS Board Chair Clark to Provide Welcome Remarks

Director of the Washington State Department of Financial Institutions (DFI) Director and the Conference of State Bank Supervisors (CSBS) Chair Charlie Clark will provide welcome remarks for the 2024 Community Banking Research Conference, which will be held Oct. 2 and Oct. 3, 2024

Jul 202416

Three Named as 2024 Emerging Scholars

The Community Banking Research Conference committee is pleased to announce 2024 Emerging Scholars: • Yannis Cabossioras, New York University, Stern Business School • Noara Razzak, Clemson University • Yifan Wang, Drexel University The Emerging Scholars program is designed to offer Ph.D. students who are considering or working on a dissertation on a banking-related topic the opportunity to fully participate in the Community Banking Research Conference. The program was first introduced as part of the third annual conference held in 2015.

Jul 202411

2024 Research Papers Selected

The Federal Reserve System, the Conference of State Bank Supervisors (CSBS), and the Federal Deposit Insurance Corp. (FDIC) are pleased to announce the papers that have been selected for presentation at the twelfth annual Community Banking Research Conference, which will be held in person Oct. 2-3, 2024. The invitation-only in person conference will be held at the Federal Reserve bank of St. Louis, with a livestream option that will be open to all. This year's selected papers, sectioned by topic area, and their respective authors are:

Jul 202401

St. Louis Fed President Alberto Musalem to Provide Welcome Remarks

Federal Reserve Bank of St. Louis President and CEO Alberto Musalem will provide welcome remarks for the 2024 Community Banking Research Conference, which will be held Oct. 2-3, at the St. Louis Fed. Musalem began serving as St. Louis Fed president and CEO on April 2. In this role, he participates on the Federal Reserve’s Federal Open Market Committee.

Jun 202427

CSBS Announces 2024 Case Study Winners

On June 25, 2024, the Conference of State Bank Supervisors (CSBS) announced a student team from the Commonwealth University of Pennsylvania as the winner of the 2024 Community Bank Case Study Competition. Teams from the University of Illinois-Springfield and Southeastern Louisiana University placed second and third, respectively.

Mar 202427

2024 Emerging Scholars Program Now Open

Applications are now being accepted for the Emerging Scholars program as part of the 2024 Community Banking Research Conference, sponsored by the Federal Reserve, the Conference of State Bank Supervisors, and the Federal Deposit Insurance Corp.

Feb 202407

CBRC 2024 Call for Papers

The call for papers for the 2024 Community Banking Research Conference is now open through May 17. This year marks the 12th year of the conference, which is sponsored by the Federal Reserve, the Conference of State Bank Supervisors (CSBS), and the Federal Deposit Insurance Corp. (FDIC). The goal of the conference is to bring together leading academics, community bank executives, policymakers, and senior leadership from the Fed, state bank regulatory agencies, and the FDIC.

Nov 202319

2023 Conference Videos Available to View

If you could not tune into the live 2023 conference webcast, videos of each segment are now available to view via the CBRC website.

Nov 202305

Save the Date for the 2024 Community Banking Research Conference

Be sure to mark your calendars for October 2-3, 2024, the confirmed dates for the 12th annual Community Banking Research Conference.

Oct 202304

2023 John W. Ryan Award Winner Announced

The Community Banking Research Conference research committee is pleased to announce the selection of “Regulatory Risk Perception and Small Business Lending” as the paper chosen for the "John W. Ryan Award for Most Significant Contribution to Community Banking Research" as part of the 2023 Community Banking Research Conference.

Oct 202303

CSBS Releases 2023 Annual Survey of Community Banks

According to the Conference of State Bank Supervisors’ (CSBS) 2023 Annual Survey of Community Banks, community bankers across the nation ranked net interest margins, economic conditions and loan demand as their highest external risks. Inflation was described as a persistent, but manageable challenge. Meanwhile, cybersecurity remains the top internal challenge, although it dropped by 16% from last year as a very important risk, perhaps indicating that banks are more prepared. Despite these challenges, community bankers reported they expect the strength of relationship-based lending to expand more than transactional lending.

Oct 202302

Welcome to the 2023 Conference!

The 2023 planning committee welcomes registered attendees to the 11th annual Community Banking Research Conference. Please note: The conference will offer a livestream on communitybanking.org through the entirety of the conference. A recording of the conference will be posted at a later date. The conference, co-sponsored by the Federal Reserve System, the Conference of State Bank Supervisors (CSBS) and the Federal Deposit Insurance Corp. (FDIC), will be held from 9 a.m.-5 p.m. Central time on Wednesday, Oct. 4, 2023, and from 8:30 a.m.- Noon Central time on Thursday, October 5, 2023.

Sep 202321

CSBS Board Chair Kruse to Provide Welcome Remarks

North Dakota Department of Financial Institutions Commissioner and CSBS Chair Lise Kruse will provide welcome remarks for the 2023 Community Banking Research Conference, which will be held Oct. 4 and Oct. 5, 2023.

Sep 202312

Kansas City Fed President Jeff Schmid to Provide Welcome Remarks

Federal Reserve Bank of Kansas City President Jeffrey Schmid will provide welcome remarks for the 2023 Community Banking Research Conference, which will be held Oct. 4 and Oct. 5, 2023. Jeff Schmid is president and chief executive officer of the Federal Reserve Bank of Kansas City, where he leads a workforce of 2,000 people located in offices in Kansas City, Denver, Oklahoma City and Omaha.

Sep 202306

Chesapeake Financial Shares, Inc. and Chesapeake Bank’s Jeff Szyperski to Give 2023 Community Banker Keynote Address

Jeff Szyperski, chairman, president and CEO of Chesapeake Financial Shares, Inc. and Chesapeake Bank, Kilmarnock, Va., will be the community banker keynote speaker for the 2023 Community Banking Research Conference, which will be held Oct. 4 - 5, 2023. Co-sponsored by the Federal Reserve, the Conference of State Bank Supervisors (CSBS) and the Federal Deposit Insurance Corp. (FDIC) the 2023 conference will be the eleventh annual gathering of community bankers, academics, policymakers and bank regulators to discuss the latest research on community banking.

Aug 202322

FDIC Chairman Martin Gruenberg to Address 2023 Conference

Martin Gruenberg, chairman of the Federal Deposit Insurance Corp. (FDIC), will give the afternoon keynote on the first day of the 2023 Community Banking Research Conference, which will be held on Oct. 4-5, 2023. Jointly sponsored by the Federal Reserve, the Conference of State Bank Supervisors (CSBS) and the FDIC, the 2022 conference will be the eleventh annual gathering of community bankers, academics, policymakers and bank regulators to discuss the latest research on community banking.

Aug 202321

Federal Reserve Governor Michelle Bowman to Give 2023 Conference Keynote

Federal Reserve Governor Michelle Bowman will give opening keynote remarks for the 2023 Community Banking Research Conference, which will be held Oct. 4 and Oct. 5, 2023. Bowman took office as a member of the Board of Governors of the Federal Reserve System on November 26, 2018, to fill an unexpired term ending January 31, 2020. She was reappointed to the Board on January 23, 2020, and sworn in on January 30, 2020, for a term ending January 31, 2034.

Jul 202331

2023 Research Papers Announced

The Federal Reserve System, the Conference of State Bank Supervisors (CSBS), and the Federal Deposit Insurance Corp. (FDIC) are pleased to announce the papers that have been selected for presentation at the eleventh annual Community Banking Research Conference, which will be held in person Oct. 4-5, 2023. The invitation-only in person conference will be held at the Federal Reserve bank of St. Louis, with a livestream option that will be open to all.

Jul 202313

CSBS Announces 2023 Case Study Winners

On July 12, 2023, the Conference of State Bank Supervisors (CSBS) named the top three university teams that placed first, second and third place, respectively, in its 2023 CSBS Community Bank Case Study Competition: University of Tennessee-Martin, Martin, Tenn.; Iowa State University, Ames, Iowa; and Messiah University, Mechanicsburg, Penn. The annual competition is open to undergraduate students in all fields of study who seek the opportunity to gain valuable first-hand knowledge of the banking industry. For 2023, 34 student teams representing 28 colleges and universities entered the competition. The teams examined how local community banks are recruiting and retaining talent, approaching succession planning and using technology to advance operations. The first-place team members from University of Tennessee-Martin are Ben Arnold, Cole Hollis, Dan Hoffman, Libby Rushton and Abbey Strong. The team will present their work at the 2023 Community Banking Research Conference and their paper will be published in the CSBS Journal of Community Bank Case Studies.

Jul 202313

Three Named as Emerging Scholars

The Community Banking Research Conference committee is pleased to announce 2023 Emerging Scholars: • Naz Koont, Columbia University • Giorgi Nikolaishvili, University of Oregon • Hristiana Vidinova, University of Chicago The Emerging Scholars program is designed to offer Ph.D. students who are considering or working on a dissertation on a banking-related topic the opportunity to fully participate in the Community Banking Research Conference. The program was first introduced as part of the third annual conference held in 2015.

Apr 202319

2023 Emerging Scholars Program Now Open

Applications are now being accepted for the Emerging Scholars program as part of the 2023 Community Banking Research Conference, sponsored by the Federal Reserve, the Conference of State Bank Supervisors, and the Federal Deposit Insurance Corp.

Feb 202306

CBRC 2023 Call for Papers and Outstanding Paper Award

The call for papers for the 2023 Community Banking Research Conference is now open through June 2. This year marks the 11th year of the conference, which is sponsored by the Federal Reserve, the Conference of State Bank Supervisors (CSBS), and the Federal Deposit Insurance Corp. (FDIC). The goal of the conference is to bring together leading academics, community bank executives, policymakers, and senior leadership from the Fed, CSBS and the FDIC. Past conference programs are available here.

Nov 202215

Save the Date for the 2023 Community Banking Research Conference

Be sure to mark your calendars for October 4-5, 2023, the confirmed dates for the 11th annual Community Banking Research Conference. The conference, sponsored by the Federal Reserve, the Conference of State Bank Supervisors and the Federal Deposit Insurance Corp., will be held at the Federal Reserve Bank of St. Louis and webcast live. More information coming soon.

Sep 202229

"John W. Ryan Award for Most Significant Contribution to Community Banking Research" Announced

The Community Banking Research Conference research committee is pleased to announce the selection of “Bank Loan Markups and Adverse Selection” as the paper chosen for the "John W. Ryan Award for Most Significant Contribution to Community Banking Research" as part of the 2022 Community Banking Research Conference.

Sep 202228

2022 Top Papers: Two Video/Poster Research Presentations

Due to the significant number of academic submissions to the 2022 conference, and the condensed nature of the hybrid conference format, the presentations of two of 2022's top papers were selected by the research committee to be recorded for video presentation online, as well as to be presented as poster sessions on site.

Sep 202228

CSBS Releases 2022 National Survey of Community Banks

The Conference of State Bank Supervisors (CSBS) has released its National Survey of Community Banks as part of the first day of the 10th annual Community Banking Research Conference.

Sep 202228

Welcome to the 2022 Conference!

The 2022 planning committee welcomes registered attendees to the 10th annual Community Banking Research Conference. *Please note: Online registration has now closed. The conference will be recorded and available for viewing at a later date.*

Sep 202213

Four Named as Emerging Scholars

The Community Banking Research Conference committee is pleased to announce 2022’s Emerging Scholars: Agustin Hurtado, University of Chicago Booth School of Business; April Meehl, University of Wisconsin-Madison; Kody Chinon Law, Cornell University and Jose Ernesto Aldana Vizcaino, University of North Carolina at Chapel Hill.

Jul 202231

FDIC Acting Chairman Martin Gruenberg To Address 2022 Conference

Martin Gruenberg, acting chairman of the Federal Deposit Insurance Corp. (FDIC), will give the afternoon keynote on the first day of the 2022 Community Banking Research Conference, which will be held in person and virtually Sept. 28 - 29, 2022.

Jul 202222

2022 Research Papers Announced

The Federal Reserve System, the Conference of State Bank Supervisors, and the Federal Deposit Insurance Corp. are pleased to announce the papers that have been selected for presentation at the tenth annual Community Banking Research Conference, which will be held in person and virtually Sept. 28-29, 2022.

Jul 202212

CSBS Announces 2022 Case Study Winners

On July 12, 2022, the Conference of State Bank Supervisors (CSBS) named the top three university teams that placed first, second and third place respectively in its 2022 CSBS Community Bank Case Study Competition: James Madison University, Harrisonburg, Virginia; Mansfield University of Pennsylvania, Mansfield, Pennsylvania, and Mississippi State University, Starkville, Mississippi.

Jun 202221

Mississippi's Clayton Legear to Give Community Banker Keynote

Clayton Legear, president and CEO of Pascagoula, Mississippi-based Merchants and Marine Bank (MMB), will be this year’s community banker keynote speaker.

Jun 202221

Five Student Teams Advance to Final Round of CSBS Community Bank Case Study Competition

Five student teams from across the country recently advanced to the final round of the 2022 CSBS Community Bank Case Study Competition: Iowa State University, Ames, Iowa; James Madison University, Harrisonburg, Virginia; Mansfield University of Pennsylvania, Mansfield, Pennsylvania; Mississippi State University, Starkville, Mississippi, and the University of Southern Mississippi, Long Beach, Mississippi.

May 202231

Reminder: Call for Papers Closes June 3

The deadline for the Call for Papers for the 2022 Community Banking Research Conference is quickly approaching. Papers or detailed abstracts can submitted until the end-of-day, Friday, June 3, 2022. There is no submission fee. Authors of accepted papers will be notified by Friday, July 22, 2022. Each paper selected for the conference will be considered for the award recognizing the paper making the most significant contribution to banking research.

May 202219

Community Banking Research Conference Mourns the Loss of John Ryan

It is with heavy hearts that the Community Banking Research Conference (CBRC) committee shares the news of the passing of Conference of State Bank Supervisors president and CEO John Ryan. Since the launch of the conference in 2013, John has been the driving force behind the work of the conference committee, providing a clear vision that robust discussion and debate between researchers, bankers and state and federal regulators, will lead to stronger research and ultimately better supervisory and regulatory policy.

May 202213

Federal Reserve Governor Michelle Bowman to Give 2022 Conference Keynote

Federal Reserve Governor Michelle Bowman will give opening keynote remarks for the 2022 Community Banking Research Conference, which will be held Sept. 28-Sept. 29, 2022. The conference, formerly known as the Community Banking in the 21st Century research and policy conference, is marking its tenth year this year.

Mar 202221

2022 Emerging Scholars Program Now Open

Applicants are now being accepted for the Emerging Scholars program that is part of the 2022 Community Banking Research Conference sponsored by the Federal Reserve, the Conference of State Bank Supervisors and the Federal Deposit Insurance Corp. The program welcomes Ph.D. students who are considering or working on a dissertation on a banking-related topic. Up to three applicants will be selected and invited to participate in the 2022 conference, along with the researchers, regulators and community bankers who will convene to hear presentations and discussions covering the latest in community banking research and policy.

Jan 202228

2022 Call for Papers and Outstanding Paper Award

The call for papers for the 2022 Community Banking in the 21st Century research and policy conference is now open through June 3. This year marks the 10th anniversary for the conference, which is sponsored by the Federal Reserve, the Conference of State Bank Supervisors (CSBS) and the Federal Deposit Insurance Corp. (FDIC). The goal of the conference is to bring together leading academics, community bank executives, policymakers, and senior leadership from the Fed, CSBS and the FDIC.

Jan 202225

Save the Date: Tenth Anniversary of Conference to be Held Sept. 28-29, 2022

The 2022 Community Banking in the 21st Century research and policy conference will be held September 28-29. This will mark the 10th anniversary of the conference.

Jan 202225

Save the Date: Tenth Anniversary of Conference Scheduled for Sept. 28-29

The 2022 Community Banking in the 21st Century research and policy conference will be held Wednesday, September 28th and Thursday, September 29th. This marks the 10th anniversary of the conference.

Oct 202129

2021 Paper Making the Most Significant Contribution to Banking Research Announced

The conference research committee is pleased to announce the selection of “Small Bank Financing and Funding Hesitancy in a Crisis: Evidence from the Paycheck Protection Program” as the paper that made the “most significant contribution to banking research” as part of the 2021 Community Banking in the 21st Century research and policy conference.

Sep 202130

2021 Conference Highlights Importance of Resilience and Innovation

More than 250 registrants and close to 1,800 livestream viewers participated in the ninth annual Community Banking in the 21st Century research and policy conference, held virtually Sept. 28-29, 2021.

Sep 202128

2021 Community Banking Virtual Conference Continues Wednesday

The second day of the ninth annual Community Banking in the 21st Century research and policy conference continues Wednesday, September 29, 2021, from 1-4 p.m. Eastern Time. Darrin Williams, CEO of Arkadelphia, Arkansas-based Southern Bancorp Inc., will kick things off with this year's community banker keynote speech.

Sep 202128

2021 Community Banking Virtual Conference Starts Today

Attendees from around the world will participate in the two-day Community Banking in the 21st Century research and policy conference, which will begins today at 1 p.m. Eastern Time. The conference is being held virtually and will be livestreamed via the conference website's homepage. Today's sessions end at 4 p.m. Tomorrow's sessions will also be held from 1 p.m. - 4 p.m. ET. This is the ninth year of the conference, co-sponsored by the Federal Reserve System, the Conference of State Bank Supervisors (CSBS) and the Federal Deposit Insurance Corp. (FDIC).

Sep 202128

2021 CSBS National Survey Shows Pandemic Impact on Community Banks

The lingering effect of the COVID-19 pandemic on local economies has created a new concern for community banks: historic levels of deposits and narrow net interest margins, according to the Conference of State Bank Supervisors’ (CSBS) eighth annual national survey of community banks.

Sep 202114

The 2021 Conference's Pre-Recorded Paper Presentations

Due to the significant number of submissions to the 2021 conference, and the condensed nature of the virtual conference format, the presentations of three of the 11 top papers selected by the research committee have been pre-recorded and will be available to view ahead of this year’s Community Banking in the 21st Century research and policy conference.

Sep 202108

2021 Emerging Scholar Announced

The Community Banking in the 21st Century research and policy conference committee is pleased to announce this year’s Emerging Scholar.

Jul 202126

2021 Conference Papers Selected

The Federal Reserve System, the Conference of State Bank Supervisors, and the Federal Deposit Insurance Corp. are pleased to announce the papers that have been selected for presentation at the ninth annual Community Banking the 21st Century research and policy conference, which will be held virtually Sept. 28-29, 2021.

Jul 202115

University of Tennessee at Martin Students Win CSBS Community Bank Competition

The Conference of State Bank Supervisors (CSBS) today named University of Tennessee at Martin students as winners of the 2021 Community Bank Case Study Competition. This year’s case studies examined how local community banks navigated the COVID-19 pandemic and what they are doing to encourage greater diversity and inclusion.

Jun 202124

Southern Bancorp’s Darrin Williams to Give 2021 Community Banker Keynote Address

Darrin Williams, CEO of Southern Bancorp, Inc., will be the community banker keynote speaker for the 2021 Community Banking in the 21st Century research conference, which will be held Sept. 28 - 29, 2021.

May 202128

FDIC Chairman Jelena McWilliams Will Address 2021 Conference

Jelena McWilliams, chairman of the Federal Deposit Insurance Corp. (FDIC), will address the 2021 Community Banking in the 21st Century research and policy conference, which will be held Sept. 28 - 29, 2021. Co-sponsored by the Federal Reserve, the Conference of State Bank Supervisors (CSBS) and the FDIC, the 2021 conference will be the ninth annual gathering of community bankers, academics, policymakers and bank regulators to discuss the latest research on community banking.

Apr 202130

Federal Reserve Governor Michelle Bowman to Give Keynote Remarks

Federal Reserve Governor Michelle Bowman will give keynote remarks for the ninth annual Community Banking in the 21st Century research and policy conference, which will be held Sept. 28-Sept. 29, 2021. The conference is sponsored by the Federal Reserve, the Conference of State Bank Supervisors (CSBS) and the Federal Deposit Insurance Corp.(FDIC).

Apr 202127

Applications Now Being Accepted for the 2021 Emerging Scholars Program

Applications are now being accepted for the Emerging Scholars program as part of the 2021 Community Banking in the 21st Century research and policy conference. The program welcomes Ph.D. students who are considering or working on a dissertation on a banking-related topic. All applications are due June 14, 2021 and up to three winners will be announced July 31, 2021.

Mar 202131

2021 CSBS Case Study Competition

The Conference of State Bank Supervisors (CSBS) has announced that 52 student teams from 37 colleges and universities across the nation have entered the 2021 CSBS Community Bank Case Study Competition.

Jan 202129

2021 Call for Papers And Award for Top Paper Now Open

The call for papers for the 2021 Community Banking in the 21st Century research and policy conference is now open through June 4. This is the ninth year for the conference, which is sponsored by the Federal Reserve, the Conference of State Bank Supervisors (CSBS) and the Federal Deposit Insurance Corp. (FDIC). The goal of the conference is to bring together leading academics, CEOs and presidents of community banks, and senior leadership from the Fed, CSBS and the FDIC.

Oct 202030

Most Significant Contribution for Banking Research Paper for 2020 Announced

The conference committee is pleased to announce the selection of “Shared Destinies? Small Banks and Small Business Consolidation” as the paper that made the “most significant contribution to banking research” at the 2020 Community Banking in the 21st Century research and policy conference. The authors of the winning paper are Claire Brennecke, economist, Consumer Financial Protection Bureau, Stefan Jacewitz, chief of the Quantitative Risk Analysis Section of the Federal Deposit Insurance Corp. (FDIC) and Jonathan Pogach, chief of the FDIC’s Financial Modeling and Research Section.

Oct 202008

Fed Gov. Bowman Gives Keynote on "Community Banks Rise to the Challenge"

On the first day of this year's conference, Federal Reserve Governor Michelle Bowman gave opening keynote remarks that addressed how community banks have risen to the challenge of serving their customers during the COVID-19 pandemic and the corresponding economic slowdown.

Oct 202001

2020 Community Banking Conference Continues Thursday

The second day of the eighth annual Community Banking in the 21st Century research and policy conference continues Thursday from at 1-4 p.m. Eastern Time. Laurie Stewart, president and CEO of Seattle, Washington-based Sound Community Bank, will kick things off with this year's community banker keynote speech. The conference is being held virtually via the Webex meeting platform this year due to the COVID-19 pandemic. It is also being livestreamed and can be viewed via this website's homepage.

Oct 202001

CSBS "Five Questions for Five Bankers" Now Available Online

The Conference of State Bank Supervisors (CSBS) has released its "Five Questions for Five Bankers" compilation as a separate publication this year. The compilation, usually included as part of the annual CSBS National Survey of Community Banks, is comprised of responses from bankers from around the country that provide qualitative insights that complement the data reported in the survey.

Sep 202030

2020 Community Banking Virtual Conference Starts Today

Attendees from around the world will participate in the eighth annual Community Banking in the 21st Century research and policy conference, which will begins today at 1 p.m. Eastern Time. The conference is being held virtually via the Webex meeting platform this year due to the COVID-19 pandemic. It is also being livestreamed and can be viewed via this website's homepage.

Sep 202030

CSBS Survey Shows Pandemic Impact on Community Banks

Concern about business conditions surpassed funding as the greatest challenge for community banks as they navigated the impact of the coronavirus pandemic, according to the Conference of State Bank Supervisors’ (CSBS) seventh annual national survey of community banks.

Sep 202030

2020 Conference Recognizes Two Additional Research Papers of Topical Note

Due to the significant number of submissions to the 2020 conference, a number of high quality papers were not able to be fully integrated into this year’s proceedings. The conference’s research committee identified two such papers that it wanted to highlight on the conference website. These “additional papers of topical note” have been posted to the website, along with a recorded video presentation by an author from each team in which they discuss their key findings.

Sep 202030

CSBS Releases 2020 Journal of Community Bank Case Studies

The Conference of State Bank Supervisors (CSBS) has released its annual Journal of Community Bank Case Studies. This year's volume features the top three submissions for this year's academic competition that examined the impact of the Bank Secrecy Act and Anti-Money Laundering (BSA/AML) requirements on community banks: Mississippi State University, Starkville, Mississippi; James Madison University, Harrisonburg, Virginia, and Mansfield University of Pennsylvania. The first place team. Mississippi State, will present its findings on the second day of the conference at 1:30 p.m. ET.

Aug 202031

2020 Emerging Scholars Announced

The Community Banking in the 21st Century research and policy conference committee is pleased to announce the names of the four students selected as Emerging Scholars for 2020.

Aug 202014

Virtual 2020 Conference Set for Sept. 30-Oct. 1

Community bankers, academics, policymakers and bank supervisors from around the world will meet virtually the afternoons of Sept. 30-Oct.1 for the eighth annual Community Banking in the 21st Century research and policy conference. Given the nature of the virtual environment, the conference will be condensed to a timeframe of 1 p.m.-4 p.m. Eastern Time, with optional post-plenary meetings held at the end of each day.

Jun 202030

The 2020 Conference is Going Virtual

Conference organizers have continued to closely monitor the situation regarding the COVID-19 pandemic, given that the health and safety of attendees, as well as the academic standards of the conference, are of the highest priority. To this end, the 2020 conference will be hosted as a virtual event that will span two afternoon sessions on Sept. 30 and Oct. 1, 2020. More details, including a preliminary agenda and how to register, will be coming soon.

Jun 202018

Mississippi State University Wins 2020 CSBS Case Study Competition

A team from Mississippi State University has been named the winner of the 2020 CSBS Case Study Competition. A total of 37 teams from 33 colleges and universities across 18 states participated in this year's competition. A team from James Madison University placed second, with a team from Mansfield University of Pennsylvania placing third.

May 202029

Federal Reserve Governor Michelle Bowman to Give 2020 Conference Keynote

Federal Reserve Governor Michelle Bowman will give keynote remarks for the eighth annual Community Banking in the 21st Century research and policy conference that is scheduled for Sept. 30-Oct.1, 2020. Bowman took office as a member of the Board of Governors of the Federal Reserve System on November 26, 2018, to fill an unexpired term ending January 31, 2020. She was reappointed to the Board on January 23, 2020, and sworn in on January 30, 2020, for a term ending January 31, 2034. Prior to her appointment, she served as the state bank commissioner of Kansas from January 2017 to November 2018. She also served as vice president of Farmers & Drovers Bank in Kansas from 2010 to 2017.

May 202029

Judging Now Underway for the 2020 CSBS Case Study Competition; Top Three to Be Announced June 18

A total of 37 teams from 33 colleges and universities across 18 states have made submissions for the CSBS 2020 Community Bank Case Study Competition. This is the sixth year of the competition, which is open to undergraduate students as an opportunity to gain valuable first-hand knowledge of the banking industry. The student teams partner with a local bank to examine compliance challenges, associated time and costs and identify potential regulatory reforms. This year’s competition focuses on the impact of the Bank Secrecy Act and Anti-Money Laundering (BSA-AML) requirements on community banks. The top three teams will be announced on June 18. Each student member and faculty advisor of the first-place winning team will receive a $1,000 scholarship and be invited to present at the 2020 conference.

Apr 202029

FDIC Chairman McWilliams to Give 2020 Conference Keynote

Jelena McWilliams, chairman of the Federal Deposit Insurance Corp. (FDIC), will give a keynote address as part of the eighth annual Community Banking in the 21st Century research and policy conference. The conference is scheduled to be held Sept. 30 - Oct. 1, 2020, at the Federal Reserve Bank of St. Louis.

Apr 202022

Laurie Stewart Will Give Community Banker Keynote at 2020 Conference

Laura Lee (Laurie) Stewart, president and CEO of Seattle-based Sound Community Bank is the keynote community banker speaker for the 2020 Community Banking in the 21st Century research and policy conference.

Apr 202022

2020 Call for Papers Deadline Extended Through June 12

The call for papers for the 2020 Community Banking in the 21st Century research and policy conference has been extended until June 12. Authors of accepted papers will be notified by July 24, 2019. The conference is scheduled to be held Sept. 30-Oct. 1 at the Federal Reserve Bank of St. Louis. However, the conference committee is closely monitoring the COVID-19 situation. Given that the health and safety of attendees and the academic standards of the conference are of utmost priority, it is developing a plan to move the conference to an online format if necessary.

Apr 202022

2020 Emerging Scholars Program Applications Due June 15

Applications are due June 15, 2020, for the Emerging Scholars program for the 2020 Community Banking in the 21st Century research and policy conference. The program is open to Ph.D. students who are considering or working on a dissertation on a banking-related topic.

Feb 202005

2020 Call for Papers Open Through June 5

The call for papers for the 2020 Community Banking in the 21st Century research and policy conference is now open through June 5. Authors of accepted papers will be notified by July 19, 2019. Each of the academic papers chosen to be presented at the conference will also be considered for an award that recognizes the paper that makes the most significant contribution to banking policy. The conference, sponsored by the Federal Reserve, the Conference of State Bank Supervisors and the Federal Deposit Insurance Corp., will be held Sept. 30-Oct. 1 in at the Federal Reserve Bank of St. Louis.

Oct 201922

2019's "Most Significant Contribution to Banking Policy" Paper Announced

The conference committee has announced the selection of “Who’s Holding the Bag? Regulatory Compliance Pressure and Bank Risk-Shifting” by Lamont Black of DePaul University and John Hackney of the University of South Carolina as the paper that made the “most significant contribution to banking policy” at the 2019 Community Banking in the 21st Century research and policy conference.

Oct 201901

2019 Survey Shows Community Bankers' Concerns Shift to Funding

Funding and cybersecurity top the concerns for community banks, according to the latest annual community bank survey conducted by the Conference of State Bank Supervisors (CSBS). The survey was released Tuesday with the conference volume of the seventh annual Community Banking in the 21st Century research and policy conference. The conference, which is sponsored by the Federal Reserve System, CSBS and the Federal Deposit Insurance Corp., is hosted each fall at the Federal Reserve Bank of St. Louis.

Sep 201930

2019 Conference Kicks Off Tuesday Morning

Community bankers, academics, policymakers and bank supervisors from across the country will meet Tuesday and Wednesday at the Federal Reserve Bank of St. Louis for the seventh annual Community Banking in the 21st Century research and policy conference. The conference, sponsored by the Federal Reserve System, the Conference of State Bank Supervisors and the Federal Deposit Insurance Corp., features the latest in community banking research and will be webcast live throughout both days.

Sep 201927

2019 Commissioner Perspectives: Lise Kruse of North Dakota

Lise Kruse, commissioner of the North Dakota Department of Financial Institutions, discusses the importance of community banking in her state. Her department not only oversees 68 state-chartered banks with total assets of $26 billion, it oversees the only state-owned bank in the nation, with assets of close to $7 billion.

Sep 201927

2019 Spotlight: American State Bank and Trust, Williston, North Dakota

Dave Hanson, president and CEO of American State Bank and Trust Company in Williston, North Dakota, discusses the bank's 113 years in the community and how it survived several oil and gas booms and busts over the decades. He also reflects on the bank's relationship with long-time customer Industrial Equipment, which began as a start-up in 1999 in the home of one of the three founders and which has experienced great commercial success in the oil and gas sector.

Sep 201923

2019 Commissioner Perspectives: Charlotte Corley of Mississippi

Charlotte Corley, commissioner of the Mississippi Department of Banking and Consumer Finance, discusses how bankers in Mississippi serve a variety of communities, from the beach towns along the Gulf Coast to the agricultural towns in the heart of the Delta.

Sep 201919

2019 Spotlight: Bank of Kilmichael

Buddy Mortimer, CEO of the Bank of Kilmichael in Kilmichael, Miss., and Stan Blaylock, senior vice president, discuss the bank's history and its relationship with family-owned Gun Dog Supply, a popular online retailer of hunting dog training gear and supplies. Steve Snell, Gun Dog Supply president, provides a look into the business of dog hunting supplies and discusses how the bank has assisted with the growth of the company.

Sep 201914

2019 Spotlight: Bank of Bird-in-Hand, Pennsylvania

Lori Maley, president and CEO of Bank of Bird-in-Hand, Bird-in-Hand, Pa., and Bill O'Brien, executive vice president and chief lending officer, discuss how their team has tailored the bank's services for the members of its Amish community, as well as for their non-Amish neighbors and businesses. Kevin Eshleman, lead pastor of Ephrata Church, Ephrata, Pa., explains how the Bank of Bird-in-Hand helped his fast-growing congregation build a new place to worship that they also offer as a gathering place for all members of the community.

Jul 201928

2019 Emerging Scholars Announced

The Community Banking in the 21st Century research and policy conference committee is pleased to announce the names of the three students selected as Emerging Scholars for 2019: Thi Hong Nguyen Nguyen of Auburn University; Kuan Liu of the University of Wisconsin-Madison and Prithu Vatsa of the University of Miami.

Jul 201926

Twelve Papers Selected for the 2019 Conference

The Federal Reserve System, the Conference of State Bank Supervisors and the Federal Deposit Insurance Corp. are pleased to announce that 12 papers have been selected for presentation at the seventh annual community bank research and policy conference, to be held October 1-2, 2019, at the Federal Reserve Bank of St. Louis.

Jun 201927

Reading Cooperative Bank CEO Julieann Thurlow to Give Evening Keynote

Julieann Thurlow, president and CEO of Reading Cooperative Bank, Reading, Mass., will give the community banker evening keynote speech for the seventh annual Community Banking in the 21st Century research and policy conference. The conference, sponsored by the Federal Reserve, the Conference of State Bank Supervisors (CSBS) and the Federal Deposit Insurance Corporation (FDIC), will be held Oct. 1-2, 2019, at the Federal Reserve Bank of St. Louis.

May 201931

2019 Emerging Scholars Program Applications Due June 14

Applications are due June 14, 2019, for the Emerging Scholars program for the 2019 Community Banking in the 21st Century research and policy conference. The program is open to Ph.D. students who are considering or working on a dissertation on a banking-related topic.

May 201931

Federal Reserve Governor Michelle Bowman to Give Opening Day Keynote

Federal Reserve Governor Michelle Bowman is slated to give opening day remarks at the seventh annual Community Banking in the 21st Century research and policy conference to be held Oct. 1-2 at the Federal Reserve Bank of St. Louis.

May 201923

Juniata College Students Win First Place in CSBS Community Bank Competition

The Conference of State Bank Supervisors (CSBS) today named Juniata College students as winners of the 2019 Community Bank Case Study Competition. The winning Juniata College student team members are David Hibner, Katherine Migatulski, Wyatt Page and Matthew Schaeffer. Sinéad Gallagher served as faculty advisor and Kish Bank, based in Belleville, Pa., was the team’s community bank partner.

May 201901

Philadelphia Fed President Harker to Deliver Second Day Keynote

Patrick Harker, President of the Federal Reserve Bank of Philadelphia, is slated to give the second day keynote address during the seventh annual Community Banking in the 21st Century research and policy conference. The conference will be held Oct. 1-2, 2019, at the Federal Reserve Bank of St. Louis. It is co-sponsored by the Federal Reserve, the Conference of State Bank Supervisors (CSBS) and the FDIC.

Apr 201925

2019 CSBS Case Study Competition Final Teams Announced

Apr 201912

CSBS Releases Video About Community Bank Relationship Lending Based on 2018 Survey

CSBS has released a new video on YouTube about that highlights how community banks engage in relationship lending, based on the findings of the 2018 Survey of Community Banks.

Apr 201903

Fed Gov. Bowman Discusses Importance of Strong Community Banking Sector; Cites 2018 Survey

Federal Reserve Governor Michelle (Miki) Bowman discussed the importance of a strong community banking sector in a speech at a meeting of the Conference of State Supervisors (CSBS) held in Washington, D.C. on April 2. Bowman also cited findings from the 2018 CSBS Survey of Community Banks, which is conducted in tandem with each year's Community Banking in the 21st Century research and policy conference.

Apr 201901

2019 Economic Report of the President Cites Community Bank Survey Analysis

The 2019 Economic Report of the President cites findings from a St. Louis Fed paper that analyzed community banks' compliance costs based on data from the 2015-2017 CSBS Survey of Community Banks.

Mar 201929

FDIC Chairman McWilliams to Give a Conference Keynote

Mar 201914

CSBS Releases New YouTube Video About 2018 Survey Findings

CSBS has released a new video on YouTube about the findings of the latest Survey of Community Banks that is presented annually in conjunction with the Community Banking in the 21st Century research and policy conference.

Feb 201928

2019 Call for Papers

Jan 201929

2019 Call for Papers Now Open

The call for papers for the 2019 Community Banking in the 21st Century research and policy conference is now open.

Jan 201914

Save the Date for the 2019 Conference; View 2018 Highlights Reel

The seventh annual Community Banking in the 21st Century research and policy conference has been scheduled for Oct. 1-2, 2019. The conference, sponsored by the Federal Reserve, the Conference of State Bank Supervisors and the Federal Deposit Insurance Corp., will be held at the Federal Reserve Bank of St. Louis and webcast live. A highlight reel of the 2018 conference is now available to view online.

Oct 201830

Conference Committee Announces Paper with Most Significant Contribution to Banking Policy

The conference committee has announced the selection of “The Effects of Competition in Consumer Credit Markets,” by Stefan Gissler, Rodney Ramcharan and Edison Yu, as the paper that made the “most significant contribution to banking policy” at the 2018 Community Banking in the 21 st Century research and policy conference. The conference, sponsored by the Federal Reserve, the Conference of State Bank Supervisors and the FDIC, was held Oct. 3-4, 2018 at the Federal Reserve Bank of St. Louis.

Oct 201804

Eastern Kentucky University Winning Case Study Students and Faculty Meet Fed, State Regulators

Oct 201803

2018 National Survey of Community Banks Findings Released

As part of the sixth annual Community Banking in the 21st Century research and policy conference held Oct. 3-4, 2018, the Federal Reserve and the Conference of State Bank Supervisors released the findings from the 2018 National Survey of Community Banks.

Oct 201803

Cleveland Fed President Mester Discusses Community Banking and the Community Reinvestment Act

Federal Reserve Bank of Cleveland President Loretta Mester gave the opening keynote address at the sixth annual Community Banking in the 21st Century research and policy conference. She spoke about community banking and the efforts that are underway to modernize the Community Reinvestment Act.

Oct 201802

Community Banking in Action 2018: Illinois Commissioner Bryan Schneider

Bryan Schneider, secretary of the Illinois Department of Financial and Professional Regulation, discusses how the benefits of community banking span the length and breadth of the state, from the neighborhood-centric metropolis of Chicago to the small towns of rural Illinois.

Oct 201801

Community Banking in Action 2018: South Dakota Commissioner Bret Afdahl

Bret Afdahl, director of the South Dakota Division of Banking, discusses how community banks serve as the trusted advisers and counselors of small businesses in their respective communities; how they stick with these businesses through thick and thin, contributing to long-term local economic stability in times of transition and change.

Sep 201828

Community Banking in Action 2018: Vermont Commissioner Michael Pieciak

Michael Pieciak, commissioner of the Vermont Department of Financial Regulation, discusses the importance of the partnership between community banks and small businesses, and highlights the great potential that a career in community banking holds for the millennial generation.

Sep 201827

Community Banking in Action 2018: Carrollton Bank and Affinia Healthcare

Tom Hough, president and CEO of Carrollton Bank, Carrollton, Ill., and Alan Freeman, president and CEO of St. Louis-based Affinia Healthcare, share how they worked together to secure the future of Affinia’s mission of serving the health care needs of low-income families in the St. Louis region.

Sep 201826

Community Banking in Action 2018: Pioneer Bank and Trust and Truck Defender Aluminum Bumpers

Dylan Clarkson, president and CEO of Pioneer Bank and Trust in Spearfish, S.D., and Becky and Dean Johnson, founders and owners of the Truck Defender aluminum truck bumper company, discuss the impetus behind the creation of the unique Vale, S.D.-based aluminum bumper business and how the bank worked with them to make it a success.

Sep 201825

FDIC Joins the Fed and CSBS as Conference Sponsor

The Federal Deposit Insurance Corp. (FDIC) is joining the Federal Reserve and the Conference of State Bank Supervisors (CSBS) in sponsoring the annual Community Banking in the 21st Century research and policy conference. The sixth annual conference, which brings together community bankers, academics, policymakers and bank supervisors from around the country, will meet Oct. 3-4 at the Federal Reserve Bank of St. Louis.

Sep 201825

Community Banking in Action 2018: Brattleboro Savings and Loan and the New England Center for Circus Arts

Dan Yates, president and CEO of Brattleboro Savings and Loan in Brattleboro, Vt., and twin sisters Elsie Smith and Serenity Smith-Forchion, former trapeze artists with Cirque du Soleil and founders of the New England Center for Circus Arts, discuss how the bank worked with them to build a trapezium for their world-renowned circus arts school located in Brattleboro.

Jul 201831

Beneficial’s Cuddy to Give Conference Evening Keynote

Jul 201830

Community Bank-Fintech Partners Featured in Closing Panel

Jul 201809

Conference Committee Names 2018 Emerging Scholars

The Community Banking in the 21st Century research and policy conference committee announced the names of those students selected as Emerging Scholars for 2018. Emerging Scholars are Ph.D. students who are considering or working on a dissertation on a banking-related topic. The conference committee congratulates Jiayi Xu, Auburn University; Cao Fang, University of Arkansas, and Xiaonan (Flora) Ma, University of South Carolina. Emerging Scholars are given the opportunity to attend the October 3 – 4, 2018 Community Banking in the 21st Century research and policy conference.

May 201810

Eastern Kentucky University Students Win First Place in CSBS Community Bank Competition

The Conference of State Bank Supervisors (CSBS) announced Eastern Kentucky University as the winner of its 2018 Community Bank Case Study Competition. The winning student team members are Lorelei Nguyen, Aaron Schmidgall and Dalton Stanley. Maggie Abney served as faculty advisor and Central Bank & Trust Co., as the team’s community bank partner.

May 201803

Cleveland Fed President Mester to Speak at 2018 Conference

Federal Reserve Bank of Cleveland President Loretta Mester will give the opening keynote address for the sixth annual Community Banking in the 21st Century research and policy conference, which will be held Oct. 3-4 at the Federal Reserve Bank of St. Louis. Federal Reserve Board of Governors Vice Chairman for Supervision Randal Quarles will also give keynote remarks on the second day. The conference, hosted by the Federal Reserve System and the Conference of State Bank Supervisors (CSBS), brings together community bankers, academics, policymakers and bank supervisors from across the country to discuss the latest academic research on community banking, as well as important policy issues facing the sector. Other guest speakers will include Federal Reserve Bank of St. Louis President James Bullard, Commissioner of the Mississippi Department of Banking and Consumer Finance and CSBS Chair Charlotte Corley and CSBS President and CEO John Ryan.

Apr 201827

Five Finalists Announced for the 2018 Community Bank Case Study Competition

CSBS has announced that five student teams from universities across the nation have advanced to the final round of the 2018 Community Bank Case Study Competition. The student teams represent the following universities: Eastern Kentucky University, Southeastern Louisiana University, University of Missouri - Kansas City, Ohio State University and York College of Pennsylvania. Their case studies looked at how community banks are using technology to streamline processes and better serve their customers.

Apr 201819

Study Quantifies Compliance Costs for Community Banks

A study released using data compiled in surveys by the Conference of State Bank Supervisors (CSBS) shows that the burden of regulatory compliance for community banks declined in 2016 after increasing in the previous year. Compliance expenses as a share of noninterest expense rose from 5.5 percent in 2014 to 8.1 percent in 2015 before dropping to 7.7 percent in 2016. The study suggested that this pattern of expenses may have been related to implementation of mortgage regulations under the Dodd-Frank Wall Street Reform and Consumer Protection Act. In 2016, compliance with mortgage-related regulations accounted for about one-third of all regulatory costs.

Apr 201812

Record Number of College Student Teams Enter 2018 Community Bank Case Study Competition

The Conference of State Bank Supervisors (CSBS) has announced a record number of college student teams have submitted case studies for the 2018 Community Bank Case Study Competition. This year’s competition focuses on how community banks are using technology. Fifty-one student teams from 45 colleges and universities across the nation met the April 9 deadline. Last year, 33 teams participated. This is the fourth year of the competition, which is open to undergraduate students in all fields of study as an opportunity to gain valuable first-hand knowledge of the banking industry.

Apr 201812

Kansas City Fed Launches National Small Business Lending Survey

In July 2017, the Board of Governors of the Federal Reserve System approved a new voluntary survey of U.S. commercial banks on their small business lending activities. The survey is being managed and administered by the Federal Reserve Bank of Kansas City. This report summarizes the results from the first survey period, which covers lending activity in the fourth quarter of 2017. The Small Business Lending Survey is a quarterly collection of quantitative and qualitative information that will be used to understand credit market conditions for bank lending to small businesses. The survey captures detailed, comprehensive information that is not otherwise available about small business lending and how it changes from quarter to quarter. Specifically, quantitative information is collected on commercial and industrial (C&I) loan amounts, interest rates, maturities, and lending terms for term loans and lines of credit with fixed and variable interest rates, and applications received and approved. In addition, qualitative information is collected on changes in credit standards and terms and loan demand, as well as reasons for those changes.

Apr 201809

Community Banking in the 21st Century Emerging Scholars for 2018

Applications for Community Banking in the 21st Century Emerging Scholars program were due Friday, June 8, 2018. The names of the three scholars selected will be announced in July. They will have the opportunity to attend and participate in the 2018 sixth annual Community Banking in the 21st Century conference, which will be held Oct. 3-4 at the Federal Reserve Bank of St. Louis. The scholars' travel and lodging expenses will be paid by the program. First introduced as part of the 2015 conference, the Emerging Scholars Program is intended to support Ph.D. students who are considering or working on a dissertation on a banking-related topic.

Mar 201808

Governor Quarles to Speak at 2018 Community Banking Research Conference

Federal Reserve Vice Chair for Supervision Randal K. Quarles will deliver one of the keynote addresses during the sixth annual Community Banking in the 21st Century research and policy conference that will be held Oct. 3-4 at the Federal Reserve Bank of St. Louis.The conference, hosted by the Federal Reserve System and the Conference of State Bank Supervisors (CSBS), brings together community bankers, academics, policymakers and bank supervisors from across the country to discuss the latest academic research on community banking, as well as important policy issues facing the sector.

Feb 201826

Final Teams Announced For 2018 Case Study Competition

The Conference of State Bank Supervisors (CSBS) has announced 54 student teams from 47 colleges and universities around the U.S. will participate in its 2018 Community Bank Case Study Competition. Each student team must develop an original case study that evaluates how community banks are using technology within day-to-day operations. Finalists will be announced during the CSBS State-Federal Supervisory Forum in Jacksonville, Florida on May 10, 2018. Additional information on the competition can be found on the case study competition website.

Feb 201802

2018 Call for Papers: Submissions Due June 15

The call for papers for the 2018 Community Banking in the 21st Century research and policy conference is now open. The conference committee is seeking papers that explore all aspects of community banking, including: the role of community banks in the U.S. financial system; advantages and disadvantages of the community bank business model; the effects of government policy on community banks, significant challenges faced by community banks and new opportunities for community banks. The deadline to submit a detailed abstract or completed paper is June 15, 2018. Authors of accepted papers will be notified by August 3, 2018.

Oct 201705

CSBS Releases 2017 Journal of Community Bank Case Studies

The Conference of State Bank Supervisors (CSBS) has released the 2017 Journal of Community Bank Case Studies. The Journal showcases the work of the top undergraduate student teams that participate in the annual CSBS Community Bank Case Study Competition. The competition partners undergraduate student teams with community banks to conduct original case studies focused on a variety of topics. Download the 2017 Journal of Community Bank Case Studies.

Oct 201705

2017 National Survey of Community Banks Findings Released

The Federal Reserve and the Conference of State Bank Supervisors today released the findings from the 2017 National Survey of Community Banks. Survey responses were obtained from 611 community bankers in 37 states, and provide insights into what community bankers are thinking about key issues facing their industry. The survey questions addressed changes in bank lines of business, regulatory compliance, competition and consolidation. The 2017 survey also asked specific questions about small business lending and challenges and opportunities posed by financial technology firms. Download the 2017 National Survey of Community Banks.

Oct 201705

San Francisco Fed President John Williams Discusses “New Normal” For the Economy

San Francisco Fed President John Williams gave the keynote address on the second day of the 2017 Community Banking in the 21st Century research and policy conference, presented jointly by the Federal Reserve System and the Conference of State Bank Supervisors (CSBS). President Williams highlighted the Fed’s move toward a more normal monetary policy and discussed the implications of rising interest rates.

Oct 202507

CSBS Releases 2025 Annual Survey of Community Banks

Oct 202501

Welcome to the 2025 Conference

Sep 202507

FDIC Director Felton to Provide Afternoon Plenary

Aug 202525

Citizens State Bank, Ouray, Co. President and CEO Alexander Price to Give Community Banker Keynote at 2025 CBRC

Aug 202518

CSBS Milhorn to Give 2025 Conference Keynote

Aug 202513

Federal Reserve Gov. Michael Barr to Give 2025 CBRC Keynote

Aug 202504

CSBS Board Chair Tony Salzar to Provide Welcome Remarks

Maryland Commissioner of Financial Regulation and CSBS Chair Tony Salazar will provide welcome remarks for the 2025 Community Banking Research Conference, which will be held Oct. 7 and Oct. 8, 2025.

Jul 202522

Three Named as 2025 Emerging Scholars

The Community Banking Research Conference committee is pleased to announce 2025 Emerging Scholars:

Jul 202517

2025 Research Papers Selected

Jul 202513

CSBS Announces 2025 Case Study Winners

Mar 202502

2025 Emerging Scholars Program Now Open

Feb 202502

2025 Save the Date

Be sure to mark your calendars for October 7-8, 2025, the confirmed dates for the 13th annual Community Banking Research Conference.

Jan 202530

2025 Call for Papers and Outstanding Paper Award

Oct 202402

CSBS Releases 2024 Annual Survey of Community Banks

Oct 202402

Welcome to the 2024 Conference!

Sep 202426

2024 John W. Ryan Award Winner Announced

Sep 202408

2024 Keynote Conversation to Feature ConnectOne President Elizabeth Magennis

Aug 202408

Federal Reserve Governor Michelle Bowman to Give 2024 Conference Keynote

Federal Reserve Governor Michelle Bowman will give opening keynote remarks for the 2024 Community Banking Research Conference, which will be held Oct. 2 and Oct. 3, 2024.

Jul 202425

CSBS Board Chair Clark to Provide Welcome Remarks

Jul 202416

Three Named as 2024 Emerging Scholars

Jul 202411

2024 Research Papers Selected

Jul 202401

St. Louis Fed President Alberto Musalem to Provide Welcome Remarks

Jun 202427

CSBS Announces 2024 Case Study Winners

Mar 202427

2024 Emerging Scholars Program Now Open

Feb 202407

CBRC 2024 Call for Papers

Nov 202319

2023 Conference Videos Available to View

If you could not tune into the live 2023 conference webcast, videos of each segment are now available to view via the CBRC website.

Nov 202305

Save the Date for the 2024 Community Banking Research Conference

Be sure to mark your calendars for October 2-3, 2024, the confirmed dates for the 12th annual Community Banking Research Conference.

Oct 202304

2023 John W. Ryan Award Winner Announced

Oct 202303

CSBS Releases 2023 Annual Survey of Community Banks

Oct 202302

Welcome to the 2023 Conference!

Sep 202321

CSBS Board Chair Kruse to Provide Welcome Remarks

Sep 202312

Kansas City Fed President Jeff Schmid to Provide Welcome Remarks

Sep 202306

Chesapeake Financial Shares, Inc. and Chesapeake Bank’s Jeff Szyperski to Give 2023 Community Banker Keynote Address

Aug 202322

FDIC Chairman Martin Gruenberg to Address 2023 Conference

Aug 202321

Federal Reserve Governor Michelle Bowman to Give 2023 Conference Keynote

Jul 202331

2023 Research Papers Announced

The Federal Reserve System, the Conference of State Bank Supervisors (CSBS), and the Federal Deposit Insurance Corp. (FDIC) are pleased to announce the papers that have been selected for presentation at the eleventh annual Community Banking Research Conference, which will be held in person Oct. 4-5, 2023. The invitation-only in person conference will be held at the Federal Reserve bank of St. Louis, with a livestream option that will be open to all.

Jul 202313

CSBS Announces 2023 Case Study Winners

Jul 202313

Three Named as Emerging Scholars

Apr 202319

2023 Emerging Scholars Program Now Open

Feb 202306

CBRC 2023 Call for Papers and Outstanding Paper Award

Nov 202215

Save the Date for the 2023 Community Banking Research Conference

Sep 202229

"John W. Ryan Award for Most Significant Contribution to Community Banking Research" Announced

Sep 202228

2022 Top Papers: Two Video/Poster Research Presentations

Sep 202228

CSBS Releases 2022 National Survey of Community Banks

The Conference of State Bank Supervisors (CSBS) has released its National Survey of Community Banks as part of the first day of the 10th annual Community Banking Research Conference.

Sep 202228

Welcome to the 2022 Conference!

Sep 202213

Four Named as Emerging Scholars

Jul 202231

FDIC Acting Chairman Martin Gruenberg To Address 2022 Conference

Jul 202222

2022 Research Papers Announced

Jul 202212

CSBS Announces 2022 Case Study Winners

Jun 202221

Mississippi's Clayton Legear to Give Community Banker Keynote

Clayton Legear, president and CEO of Pascagoula, Mississippi-based Merchants and Marine Bank (MMB), will be this year’s community banker keynote speaker.

Jun 202221

Five Student Teams Advance to Final Round of CSBS Community Bank Case Study Competition

May 202231

Reminder: Call for Papers Closes June 3

May 202219

Community Banking Research Conference Mourns the Loss of John Ryan

May 202213

Federal Reserve Governor Michelle Bowman to Give 2022 Conference Keynote

Mar 202221

2022 Emerging Scholars Program Now Open

Jan 202228

2022 Call for Papers and Outstanding Paper Award

Jan 202225

Save the Date: Tenth Anniversary of Conference to be Held Sept. 28-29, 2022

The 2022 Community Banking in the 21st Century research and policy conference will be held September 28-29. This will mark the 10th anniversary of the conference.

Jan 202225

Save the Date: Tenth Anniversary of Conference Scheduled for Sept. 28-29

The 2022 Community Banking in the 21st Century research and policy conference will be held Wednesday, September 28th and Thursday, September 29th. This marks the 10th anniversary of the conference.

Oct 202129

2021 Paper Making the Most Significant Contribution to Banking Research Announced

Sep 202130

2021 Conference Highlights Importance of Resilience and Innovation

Sep 202128

2021 Community Banking Virtual Conference Continues Wednesday

Sep 202128

2021 Community Banking Virtual Conference Starts Today

Sep 202128

2021 CSBS National Survey Shows Pandemic Impact on Community Banks

Sep 202114

The 2021 Conference's Pre-Recorded Paper Presentations

Sep 202108

2021 Emerging Scholar Announced

The Community Banking in the 21st Century research and policy conference committee is pleased to announce this year’s Emerging Scholar.

Jul 202126

2021 Conference Papers Selected

The Federal Reserve System, the Conference of State Bank Supervisors, and the Federal Deposit Insurance Corp. are pleased to announce the papers that have been selected for presentation at the ninth annual Community Banking the 21st Century research and policy conference, which will be held virtually Sept. 28-29, 2021.

Jul 202115