Federal Reserve/Conference of State Bank Supervisors/FDIC presents the
2025 Community Banking Research Conference
Taking place Oct.7-8, the research conference will bring together community bankers, academics, policymakers and bank regulators to discuss the latest research on community banking.
Community Banking Research Conference
The thirteenth annual Community Banking Research Conference—sponsored by the Federal Reserve System, the Conference of State Bank Supervisors (CSBS) and the Federal Deposit Insurance Corp. (FDIC)—will be hosted on Oct. 7 and Oct. 8. The conference brings together community bankers, academics, policymakers and bank regulators to discuss the latest research on community banking.
The conference presents an innovative approach to the study of community banks. Academics explore issues raised by the industry in a neutral, empirical manner and present their findings at the conference. Community bankers contribute to an annual survey prior to the conference and then participate directly in the conference by serving as keynote speakers and panelists, and by providing feedback to the research presented. For more information, please contact conference@communitybanking.org.
The conference presents an innovative approach to the study of community banks. Academics explore issues raised by the industry in a neutral, empirical manner and present their findings at the conference. Community bankers contribute to an annual survey prior to the conference and then participate directly in the conference by serving as keynote speakers and panelists, and by providing feedback to the research presented. For more information, please contact conference@communitybanking.org.
Conference Agenda
Gateway Auditorium, 6th Floor | Federal Reserve Bank of St. Louis
October 7-8, 2025
- Tuesday, October 7
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Introduction
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Welcoming Remarks
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Annual Survey
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Morning Keynote
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Break
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Research Paper Session 1
Deposit Franchise Value and Market Power -
Lunch
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Afternoon Plenary
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Research Paper Session 2
Failed Banks -
Afternoon Break
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2025 CSBS Community Bank Case Study Competition Winning Presentation
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Community Banker Keynote
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Day One Reflections
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Dinner Reception
- Wednesday, October 8
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Morning Keynote
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Research Paper Session 3
Innovation and Technology in Small Business Lending -
Break
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Panel Discussion
Buy, Sell, Create, Redefine -
Presentation of John W Ryan Award
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Concluding Remarks
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Poster Papers