Rhoshunda Kelly

Rhoshunda Kelly was appointed by Governor Tate Reeves to serve as the Commissioner of the Department of Banking and Consumer Finance on March 22, 2021. She was elected chair of the CSBS board of directors on May 12, 2026, and this is her fifth year serving on the CSBS board’s executive committee. Kelly has over 20 years of experience as a regulator, beginning her career with the Department as a bank examiner trainee in 2001. She was a field examiner from 2001 to 2011 and became a review examiner in 2012. Kelly was promoted to the Director of Bank Supervision in 2013 and appointed Deputy Commissioner in 2014. As Deputy Commissioner, Kelly managed the banking, mortgage, consumer finance, administration, legal and information technology divisions. She also ensured effective coordination between the state and federal regulators and fostered engagement with regulated industries.

As Commissioner, Kelly ensures effective agency operations and oversees $154 billion in state-chartered banking assets. She also ensures the licensure and supervision of over 8,000 consumer finance and mortgage licensees, which represent 11 financial industries.

Kelly received her undergraduate degree in business with a concentration in Banking and Finance from Mississippi State University. She is a graduate of the Graduate School of Banking at Louisiana State University where she is a past instructor. Kelly is also an honor graduate of the American Bankers Association Graduate Trust School. She serves as a member of the Mississippi Certified Public Manager Advisory Board. Kelly is Vice-Chair of Mississippi State University Finance and Economics Advisory Board and was named a 2019 Leader in Finance by Mississippi Business Journal.