Welcome to the 2023 Conference!

The 2023 planning committee welcomes registered attendees to the 11th annual Community Banking Research Conference. 

Please note: The conference will offer a livestream on communitybanking.org through the entirety of the conference. A recording of the conference will be posted at a later date.

The conference, co-sponsored by the Federal Reserve System, the Conference of State Bank Supervisors (CSBS) and the Federal Deposit Insurance Corp. (FDIC), will be held from 9 a.m.-5 p.m. Central time on Wednesday, Oct. 4, 2023, and from 8:30 a.m.- Noon Central time on Thursday, October 5, 2023.

As part of his second day closing remarks that start at 11:45 a.m. CT, Jim Cooper, CSBS president and CEO, will announce the winner of the "John W. Ryan Award for Most Significant Contribution to Community Banking Research." This will mark the second time that the award-winning paper, as well as its respective authors or author, are announced at the end of the conference. In 2022, the award was recently renamed in honor of the late John Ryan, the CSBS President and CEO who helped found the conference.

See below for a preview of conference highlights or see the complete online agenda

2023 Keynote Speakers 

  • Michelle Bowman, governor, Board of Governors of the Federal Reserve System, Oct. 4 at 9:25 a.m. CT
  • Martin Gruenberg, chairman, FDIC, Oct. 4 at 1:40 p.m. CT (virtual) 
  • Jeff Szyperski, chairman, president and CEO of Chesapeake Financial Shares, Inc. and Chesapeake Bank, Kilmarnock, Virginia, Oct. 5 at 8:30 a.m. CT 

2023 CSBS Annual Survey of Community Banks | Oct. 4 at 10:00 a.m. CT

The first day of the conference features the key findings from the 2023 CSBS Annual Survey of Community Banks. Since 2014, the national survey has provided insights into the opportunities and challenges that banks faced during the previous year. 

2023 CSBS Case Study Presentation | Oct. 4 at 4 p.m. CT 

The winning team of this year’s CSBS Community Bank Case Study Competition, University of Tennessee-Martin, Martin, Tennessee, will present its findings on the second day of the conference. This year the annual competition had teams examine how local community banks are recruiting and retaining talent, approaching succession planning and using technology to advance operations.

Panel Discussion: How Are Community Banks Preparing for Continued Success? | Oct. 5 at 10:45 a.m. CT 

This year’s panel discussion will again be moderated by “FDIC Podcast” host Brian Sullivan, who will delve into how banks are preparing for the future of community banking. The panelists will include:

  • Andy Anderson, president and CEO, Bank of Anguilla, Anguilla, Miss.
  • Brenda Foster, president and CEO, First Western Bank & Trust, Minot, N.D.
  • Charles 'Skip' Hageboeck, president and CEO, City National Bank and City Holding Company, South Charleston, W. Va.
  • Kiah Haslett, Banking and Fintech Editor, Bank Director

Research Paper Sessions, Moderators and Discussants

Nine academic papers were selected to be presented at this year’s conference. Authors of the selected papers will present during one of three moderated panels being held throughout the conference.

The first session and panel, “Interest Rate Risk and Depositor Runs,” will be moderated by Elena Loutskina, professor of business administration and Peter M. Grant II Bicentennial Foundation Chair in Business Administration at the Darden School of Business, University of Virginia. The community bank discussant will be Charles “Skip” Hageboeck, president and CEO of City National Bank and City Holding Co. in South Charleston, W.Va.

The second session and panel, “Banking Sector Resilience to Extreme Weather Events,” will be moderated by Ivan Ivanov, senior economist at the Federal Reserve Bank of Chicago. The community bank discussant will be Andy Anderson, president and CEO of the Bank of Anguilla in Anguilla, Miss.

The third session and panel, “Assessing Credit Risk,” will be moderated by George Pennacchi, Fred S. Bailey Memorial Chair of Finance at the Gies College of Business, University of Illinois Urbana-Champaign. The community bank discussant will be Brenda Foster, president and CEO of First Western Bank & Trust in Minot, N.D.

Two additional papers were identified and will be featured online and as poster presentations at the conference. A list of all papers can be accessed via the  online agenda.

Questions? Please contact us at