David Cotney

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David J Cotney
Massachusetts Division of Banks
Commissioner of Banks

David J. Cotney has served as the Massachusetts Commissioner of Banks since November 2010. He oversees the supervision of nearly 200 banks and credit unions with total combined assets in excess of $400 billion. His office is also responsible for the licensing and supervision of nearly 8,500 non-depository licensees including mortgage lenders, mortgage brokers, mortgage loan originators, consumer finance companies, money services businesses, debt collectors, and loan servicers. Cotney began his career at the Division of Banks 25 years ago as a bank examiner. Cotney is an active contributor to consumer protection efforts both in Massachusetts and nationally. In 2015, Mr. Cotney was elected chairman of the Board of Directors of the Conference of State Bank Supervisors (CSBS). He serves as a member of the board of the CSBS Education Foundation and of the Board of Managers of the State Regulatory Registry (SRR), where he previously served as chairman. From 2013 to 2015, Cotney served as chairman of the State Liaison Committee (SLC) of the Federal Financial Institutions Examination Council (FFIEC). Additionally, from 2014 to 2015, Cotney was appointed to serve as chairman of the CSBS Emerging Payments Task Force. He holds a Bachelor of Arts degree from Tufts University, an MBA from Boston University, and a Master in Public Administration degree from Harvard University’s John F. Kennedy School of Government.