Todd Vermilyea

Todd Vermilyea is a senior associate director in the Division of Banking Supervision and Regulation at the Board of Governors of the Federal Reserve System. Vermilyea is responsible for the division's risk, surveillance and data collections functions. In this role, he leads supervisory risk monitoring across the Federal Reserve System to promote consistent views of risk and their translation to policy formulation and supervisory activities. Previously, Vermilyea was a vice president at the Federal Reserve Bank of Philadelphia, where he oversaw both the retail risk analysis and banking surveillance units. Vermilyea joined the Federal Reserve Bank of Philadelphia in 2002 as a supervisory economist. He previously worked as a national community bank examiner with the Office of the Comptroller of the Currency. Vermilyea earned his doctorate in economics from the University of South Carolina, Columbia, S.C., and has published articles in several leading academic journals focused on banking and regulation.