David Williams

David C. Williams is president and CEO of Upper Peninsula State Bank, headquartered in Escanaba, Mich. A native of Michigan's Upper Peninsula region, Williams is a 1983 graduate of Michigan Technological University and holds a Bachelor of Science in business management and finance. He began his career at Houghton National Bank in Houghton, Mich. His early mentor was Houghton’s president and CEO, Alexander Sample, whom Williams first met while doing a research paper on banking during college. To broaden and augment his banking experience, his early career included several years with Old Kent Bank in Grand Rapids, Mich., and with Republic Bank which had offices in Michigan and in Cleveland, Ohio. In 1995, he joined Hancock, Mich.-based D&N Bank and ran its Upper Peninsula region, which included 14 offices and approximately $450 million in deposits. He has served as president and CEO of Upper Peninsula State Bank for the past 15 years. His background is diverse in all areas of banking with an emphasis in lending and in particular, commercial and industrial credit relationships.