CSBS Board Chair Rhoshunda Kelly to Provide Welcome Remarks

Rhoshunda Kelly

Mississippi Department of Banking and Consumer Finance Commissioner and Conference of State Bank Supervisors (CSBS) Chair Rhoshunda Kelly will provide welcome remarks at the 2026 Community Banking Research Conference, held Oct. 6-7, 2026, at the Federal Reserve Bank of St. Louis.
 
Kelly was appointed by Gov. Tate Reeves to serve as commissioner on March 22, 2021. She was elected chair of the CSBS board of directors on May 12, 2026, and this is her fifth year serving on the CSBS board’s executive committee. Kelly has more than 20 years of experience as a regulator, beginning her career with the department as a bank examiner trainee in 2001. She was a field examiner from 2001 to 2011 and became a review examiner in 2012. Kelly was promoted to the director of bank supervision in 2013 and appointed deputy commissioner in 2014. As deputy commissioner, Kelly managed the banking, mortgage, consumer finance, administration, legal and information technology divisions. She also ensured effective coordination between the state and federal regulators and fostered engagement with regulated industries.

As commissioner, Kelly ensures effective agency operations and oversees $154 billion in state-chartered banking assets. She also ensures the licensure and supervision of more than 8,000 consumer finance and mortgage licensees, which represent 11 financial industries.

Kelly received her undergraduate degree in business with a concentration in banking and finance from Mississippi State University. She is a graduate of the Graduate School of Banking at Louisiana State University where she is a past instructor. Kelly is also an honor graduate of the American Bankers Association Graduate Trust School. In addition, she serves as a member of the Mississippi Certified Public Manager Advisory Board. Kelly is vice chair of Mississippi State University Finance and Economics Advisory Board and was named a 2019 Leader in Finance by the Mississippi Business Journal.

The Community Banking Research Conference is sponsored by the Federal Reserve, CSBS and the Federal Deposit Insurance Corp.