2017 Conference Research Papers Selected

The Community Banking in the 21st Century research and policy conference committee has announced the papers selected for presentation during the 2017 conference. The committee grouped the papers into sessions which focus on supervision, regulation, and bank risk; factors influencing bank behavior and performance; and the real effects of government policies on banks. Papers will be presented on October 4 – 5, 2017 at the annual conference in St. Louis, Mo.

Research Paper Session 1: Supervision, Regulation, and Bank Risk

  • The Effect of Bank Supervision on Risk-Taking: Evidence from a Natural Experiment by John Kandrac and Bernd Schlusche, Federal Reserve Board of Governors
  • Does Bank Supervision Matter? Evidence from Regulatory Office Closures by Ivan Lim, Jens Hagendorff and Seth Armitage, University of Edinburgh and Cardiff University
  • Rules and Judgment in the Oversight of Bank Accounting Practices by Drew Dahl, Andy Meyer and Michelle Neely, Federal Reserve Bank of St. Louis
  • Risk-insensitive Regulation by Alexander Bleck, University of British Columbia

Research Paper Session 2: Factors Influencing Bank Behavior and Performance

  • Core Profitability of Community Banks, 1985-2015 by Jared Fronk, Federal Deposit Insurance Corporation
  • Competition and Bank Fragility by W. Blake Marsh and Rajdeep Sengupta, Federal Reserve Bank of Kansas City
  • Regulatory Asset Thresholds and Acquisition Activity in the Banking Industry by Hailey Ballew, Michael Iselin and Allison Nicoletti, The Ohio State University, University of Minnesota and University of Pennsylvania

Research Session #3:  Real Effects of Government Policies

  • Financial Crises, Financial Constraints, and Government Guarantees by John Hackney, University of South Carolina Darla Moore School of Business
  • The Real Effects of Geographic Lending Disclosure on Banks by Yiwei Dou and Youli Zou, New York University and George Washington University
  • Color and Credit: Race, Regulation and the Quality of Financial Services by Taylor Begley and Amiyatosh Purnanandam, Washington University in St. Louis and University of Michigan