Federal Reserve/Conference of State Bank Supervisors/FDIC present the

2019 Community Banking in the 21st Century Research and Policy Conference

Taking place October 1-2 at the Federal Reserve Bank of St. Louis, the research conference will bring together community bankers, academics, policymakers and bank regulators to discuss the latest research on community banking.

Community Banking in the 21st Century

The seventh annual Community Banking in the 21st Century research and policy conference—sponsored by the Federal Reserve System, the Conference of State Bank Supervisors (CSBS) and the Federal Deposit Insurance Corp. (FDIC)—will take place Oct. 1-2 at the Federal Reserve Bank of St. Louis. The conference brings together community bankers, academics, policymakers and bank regulators to discuss the latest research on community banking.

The conference presents an innovative approach to the study of community banks. Academics explore issues raised by the industry in a neutral, empirical manner and present their findings at the conference. Community bankers contribute to an annual national survey prior to the conference and then participate directly in the conference by serving as keynote speakers and panelists and by providing feedback to the research presented.

For more information, please contact conference@communitybanking.org.

Conference Agenda Gateway Auditorium, 6th Floor | Federal Reserve Bank of St. Louis
October 1-2, 2019

  • Tuesday, October 1
  • Welcoming Remarks
  • Opening Keynote Address
    photo of Michelle Bowman Michelle Bowman

    Governor, Board of Governors of the Federal Reserve System

  • 2019 National Survey of Community Banks Presentation of Results
    photo of Andrew  Meyer Presenter: Andrew Meyer

    Senior Economist, Federal Reserve Bank of St Louis

    photo of Michael Stevens Presenter: Michael Stevens

    Senior Executive Vice President, Conference of State Bank Supervisors - CSBS

  • Break
  • Research Paper Session 1
    Small Business Lending
    Who's Holding the Bag? Regulatory Compliance Pressure and Bank Risk-Shifting

    To Ask or Not to Ask? Bank Capital Requirements and Loan Collateralization

    Is There a Benefit from Reduced Regulation on Small Banks?

  • Lunch
  • FDIC Chairman Keynote
    photo of Jelena McWilliams Jelena McWilliams

    Chairman, Federal Deposit Insurance Corporation

  • Research Paper Session 2
    Local Shocks and Spillover Effects
    Capital Mobility and Regulation Frictions: Evidence from U.S. Lottery Winners

    Natural Disasters, Loan Loss Accounting and Subsequent Lending: Does Pro-Cyclical Loss Accounting Intensify Capital Constraints?

    Bank Branching Networks and Geographic Contagion of Oil Price Shocks

  • Break
  • Research Paper Session 3
    Responses to Changes in Regulation or Supervision
    Risk-shifting, Regulation and Government Assistance

    Deregulation, Market Structure and the Demise of Old School Banking

    Reliance on Third Party Verification in Bank Supervision

  • 2019 CSBS Community Bank Case Study Winner Presentation and Video
  • Dinner Reception
  • Evening Keynote Address
    photo of Julieann Thurlow Julieann Thurlow

    President and CEO, Reading Cooperative Bank, Reading, Mass.

  • Wednesday, October 2
  • Breakfast and Networking
  • Morning Keynote Address
    photo of Patrick Harker Patrick Harker

    President and CEO, Federal Reserve Bank of Philadelphia

  • Break
  • Research Paper Session 4
    Technology and Banking
    Small Bank Lending amidst the Ascent of Fintech and Shadow Banking: A Sideshow?

    What is Fueling the FinTech Lending Revolution? Local Banking Market Structure and FinTech Market Penetration

    Bank Technology: Productivity and Employment

  • Break
  • Panel Discussion
  • Conference Wrap-up
  • Lunch (optional)